Create A Retirement You Can Count On
Ready to retire in the next 5 years?
Let's turn your savings into reliable retirement income.
Create A Retirement You Can Count On
Ready to retire in the next 5 years?
Let's turn your savings into reliable retirement income.
Create A Retirement You Can Count On
Ready to retire in the next 5 years?
Let's turn your savings into reliable retirement income.
What's On Your Mind About Retirement?
If you're asking these questions, we should talk.
Did I save enough?
Concerned about making your savings last through retirement.
How Do I Create Income?
Wondering how to turn your savings into reliable income.
What About Taxes?
Looking to keep more of your hard-earned savings.
What's On Your Mind About Retirement?
If you're asking these questions, we should talk.
Did I save enough?
Concerned about making your savings last through retirement.
How Do I Create Income?
Wondering how to turn your savings into reliable income.
What About Taxes?
Looking to keep more of your hard-earned savings.
What's On Your Mind About Retirement?
If you're asking these questions, we should talk.
Did I save enough?
Concerned about making your savings last through retirement.
How Do I Create Income?
Wondering how to turn your savings into reliable income.
What About Taxes?
Looking to keep more of your hard-earned savings.
Planning for Your Retirement in Colorado
Whether you're getting ready to retire or already enjoying retirement, we help create a clear path where you know exactly what your future looks like.
Clear Direction
Know exactly what steps to take for your retirement goals.
Income Confidence
Create reliable income streams that support your lifestyle.
Investment Guidance
Get a portfolio strategy aligned with your retirement needs.
Tax Planning
Smart strategies to keep more of what you've earned.
Planning for Your Retirement in Colorado
Whether you're getting ready to retire or already enjoying retirement, we help create a clear path where you know exactly what your future looks like.
Clear Direction
Know exactly what steps to take for your retirement goals.
Income Confidence
Create reliable income streams that support your lifestyle.
Investment Guidance
Get a portfolio strategy aligned with your retirement needs.
Tax Planning
Smart strategies to keep more of what you've earned.
Planning for Your Retirement in Colorado
Whether you're getting ready to retire or already enjoying retirement, we help create a clear path where you know exactly what your future looks like.
Clear Direction
Know exactly what steps to take for your retirement goals.
Income Confidence
Create reliable income streams that support your lifestyle.
Investment Guidance
Get a portfolio strategy aligned with your retirement needs.
Tax Planning
Smart strategies to keep more of what you've earned.
About You
I am a fee-only financial advisor in Lafayette, Colorado and I specialize in tax-efficient financial planning for retirees and those about to retire in Colorado or elsewhere in the United States.
My clients typically meet the some or all of the following characteristics:
Age 50 and older
Have successfully launched their kids
Retired or ready to focus on retiring in the next five years or less
Property owners
United States citizens
Liquid assets above $750,000
Want comprehensive financial guidance, not just an investment salesperson
Need guidance as they approach the biggest financial change of their life.
Prefer to delegate the heavy lifting of investments, financial planning, and tax planning to a professional on an ongoing basis (not ideal for one-time projects)
Nice Folks. While it may sound cliché, we will only work with genuinely nice people with whom we share a mutual respect.
If you are seeking guidance on how to retire in Lafayette, Colorado or across the country, let’s have a talk.
About You
I am a fee-only financial advisor in Lafayette, Colorado and I specialize in tax-efficient financial planning for retirees and those about to retire in Colorado or elsewhere in the United States.
My clients typically meet the some or all of the following characteristics:
Age 50 and older
Have successfully launched their kids
Retired or ready to focus on retiring in the next five years or less
Property owners
United States citizens
Liquid assets above $750,000
Want comprehensive financial guidance, not just an investment salesperson
Need guidance as they approach the biggest financial change of their life.
Prefer to delegate the heavy lifting of investments, financial planning, and tax planning to a professional on an ongoing basis (not ideal for one-time projects)
Nice Folks. While it may sound cliché, we will only work with genuinely nice people with whom we share a mutual respect.
If you are seeking guidance on how to retire in Lafayette, Colorado or across the country, let’s have a talk.
About You
I am a fee-only financial advisor in Lafayette, Colorado and I specialize in tax-efficient financial planning for retirees and those about to retire in Colorado or elsewhere in the United States.
My clients typically meet the some or all of the following characteristics:
Age 50 and older
Have successfully launched their kids
Retired or ready to focus on retiring in the next five years or less
Property owners
United States citizens
Liquid assets above $750,000
Want comprehensive financial guidance, not just an investment salesperson
Need guidance as they approach the biggest financial change of their life.
Prefer to delegate the heavy lifting of investments, financial planning, and tax planning to a professional on an ongoing basis (not ideal for one-time projects)
Nice Folks. While it may sound cliché, we will only work with genuinely nice people with whom we share a mutual respect.
If you are seeking guidance on how to retire in Lafayette, Colorado or across the country, let’s have a talk.
Hi, I'm Dwight
Prior to starting Winding Trail Financial Planning, I was the Chief Administrative Officer at Altitude Edge Companies, where I directed and oversaw all aspects of the finance and accounting function. Before that I worked at Baker Holtz, providing tax planning for high net worth individuals and closely-held businesses.
I take my role as a fiduciary financial advisor in Lafayette, Colorado very seriously. As part of my commitment to the Fiduciary Standard, I am an active participant in the Transparent Advisor Movement within the financial advice industry. In 2023, I was called to testify with Colorado State Regulators about increasing the standards for transparency for financial advisors in our state. I provided professional guidance to Colorado State Regulators about how to make financial advice fairer, more logical, and more transparent for the consumer of these services.
As a Colorado fiduciary financial advisor, I must put my clients’ interests ahead of my own. I must always act with skill, prudence, diligence, and objectivity. I am required to avoid and minimize conflicts-of-interest to the highest extent possible, and if any are to occur then I must disclose them clearly at all times. I chose to be a fiduciary financial advisor when I set up my RIA firm here in Colorado because it is the highest possible standard of care that a financial advisor must follow, and I believe it is my duty and obligation to my clients to fulfill this level of professionalism.
Outside the office, you'll find me exploring Colorado's trails with my family, including our two young kids. We love this life we've built here, and I'm passionate about helping others build the retirement life they want too.
Professional Credentials
Retirement Income Certified Professional®
Certified Public Accountant in Colorado (2013) and Michigan (2010)
CERTIFIED FINANCIAL PLANNER Professional since 2018
Personal Finance Specialist since 2020
Bachelors of Business Administration, Grand Valley State University, 2007
Masters of Science in Accounting, Grand Valley State University, 2008
Hi, I'm Dwight
Prior to starting Winding Trail Financial Planning, I was the Chief Administrative Officer at Altitude Edge Companies, where I directed and oversaw all aspects of the finance and accounting function. Before that I worked at Baker Holtz, providing tax planning for high net worth individuals and closely-held businesses.
I take my role as a fiduciary financial advisor in Lafayette, Colorado very seriously. As part of my commitment to the Fiduciary Standard, I am an active participant in the Transparent Advisor Movement within the financial advice industry. In 2023, I was called to testify with Colorado State Regulators about increasing the standards for transparency for financial advisors in our state. I provided professional guidance to Colorado State Regulators about how to make financial advice fairer, more logical, and more transparent for the consumer of these services.
As a Colorado fiduciary financial advisor, I must put my clients’ interests ahead of my own. I must always act with skill, prudence, diligence, and objectivity. I am required to avoid and minimize conflicts-of-interest to the highest extent possible, and if any are to occur then I must disclose them clearly at all times. I chose to be a fiduciary financial advisor when I set up my RIA firm here in Colorado because it is the highest possible standard of care that a financial advisor must follow, and I believe it is my duty and obligation to my clients to fulfill this level of professionalism.
Outside the office, you'll find me exploring Colorado's trails with my family, including our two young kids. We love this life we've built here, and I'm passionate about helping others build the retirement life they want too.
Professional Credentials
Retirement Income Certified Professional®
Certified Public Accountant in Colorado (2013) and Michigan (2010)
CERTIFIED FINANCIAL PLANNER Professional since 2018
Personal Finance Specialist since 2020
Bachelors of Business Administration, Grand Valley State University, 2007
Masters of Science in Accounting, Grand Valley State University, 2008
Hi, I'm Dwight
Prior to starting Winding Trail Financial Planning, I was the Chief Administrative Officer at Altitude Edge Companies, where I directed and oversaw all aspects of the finance and accounting function. Before that I worked at Baker Holtz, providing tax planning for high net worth individuals and closely-held businesses.
I take my role as a fiduciary financial advisor in Boulder, Colorado very seriously. As part of my commitment to the Fiduciary Standard, I am an active participant in the Transparent Advisor Movement within the financial advice industry. In 2023, I was called to testify with Colorado State Regulators about increasing the standards for transparency for financial advisors in our state. I provided professional guidance to Colorado State Regulators about how to make financial advice fairer, more logical, and more transparent for the consumer of these services.
As a Colorado fiduciary financial advisor, I must put my clients’ interests ahead of my own. I must always act with skill, prudence, diligence, and objectivity. I am required to avoid and minimize conflicts-of-interest to the highest extent possible, and if any are to occur then I must disclose them clearly at all times. I chose to be a fiduciary financial advisor when I set up my RIA firm here in Colorado because it is the highest possible standard of care that a financial advisor must follow, and I believe it is my duty and obligation to my clients to fulfill this level of professionalism.
Outside the office, you'll find me exploring Colorado's trails with my family, including our two young kids. We love this life we've built here, and I'm passionate about helping others build the retirement life they want too.
Professional Credentials
Retirement Income Certified Professional®
Certified Public Accountant in Colorado (2013) and Michigan (2010)
CERTIFIED FINANCIAL PLANNER Professional since 2018
Personal Finance Specialist from 2020 until 2024
Bachelors of Business Administration, Grand Valley State University, 2007
Masters of Science in Accounting, Grand Valley State University, 2008
Ready to Get Started?
Here's how we'll help you create a retirement you can count on.
Let's Chat
A friendly 30-minute chat about your retirement goals and how we might help.
Share Your Story
We'll review your current finances together and explore what's possible for your future.
Build Your Plan
See your complete retirement roadmap, including exactly how to make it happen.
Ready to Get Started?
Here's how we'll help you create a retirement you can count on.
Let's Chat
A friendly 30-minute chat about your retirement goals and how we might help.
Share Your Story
We'll review your current finances together and explore what's possible for your future.
Build Your Plan
See your complete retirement roadmap, including exactly how to make it happen.
Ready to Get Started?
Here's how we'll help you create a retirement you can count on.
Let's Chat
A friendly 30-minute chat about your retirement goals and how we might help.
Share Your Story
We'll review your current finances together and explore what's possible for your future.
Build Your Plan
See your complete retirement roadmap, including exactly how to make it happen.
Financial Planning for Retirees in Lafayette, Colorado and Beyond
Our financial planning services are specifically designed for those about to retire or already retired.
Although what we deliver is customized for each client, it is typically a combination of the following:
Your retirement readiness assessment
Creating your retirement paycheck plan
Social Security timing strategies
Tax reduction opportunities
Investment recommendations
Clear action steps for your future
Asset location guidance
Estate planning strategies, in concert with your attorney
Income withdrawal strategies - create a retirement paycheck
Risk management
Employee benefits (for business owners)
Retirement plan guidance (for business owners)
Charitable gifting guidance
College, higher education, and private school planning
Financial Planning & Investment Management Fees
1% on first $1 million, 0.5% above, blended
Tax Preparation*: Based on complexity.
As a fiduciary financial advisor serving Boulder and Lafayette Colorado, as well as several of the neighboring communities, I am unable to accept commissions. I do not sell products and receive only a fee for the service I provide. I do not accept compensation from anyone other than my clients; my services are objective and my incentive is only to serve you.
As a fiduciary financial advisor, I am obligated to put your interests before my own, which is why I have established fair, clear fees for the financial planning services I provide.
*Tax preparation services are available separately through Winding Trail Accounting, LLC, a licensed CPA firm.
Financial Planning for Retirees in Lafayette, Colorado and Beyond
Our financial planning services are specifically designed for those about to retire or already retired.
Although what we deliver is customized for each client, it is typically a combination of the following:
Your retirement readiness assessment
Creating your retirement paycheck plan
Social Security timing strategies
Tax reduction opportunities
Investment recommendations
Clear action steps for your future
Asset location guidance
Estate planning strategies, in concert with your attorney
Income withdrawal strategies - create a retirement paycheck
Risk management
Employee benefits (for business owners)
Retirement plan guidance (for business owners)
Charitable gifting guidance
College, higher education, and private school planning
Financial Planning & Investment Management Fees
1% on first $1 million, 0.5% above, blended
Tax Preparation*: Based on complexity.
As a fiduciary financial advisor serving Boulder and Lafayette Colorado, as well as several of the neighboring communities, I am unable to accept commissions. I do not sell products and receive only a fee for the service I provide. I do not accept compensation from anyone other than my clients; my services are objective and my incentive is only to serve you.
As a fiduciary financial advisor, I am obligated to put your interests before my own, which is why I have established fair, clear fees for the financial planning services I provide.
*Tax preparation services are available separately through Winding Trail Accounting, LLC, a licensed CPA firm.
Financial Planning for Retirees in Lafayette, Colorado and Beyond
Our financial planning services are specifically designed for those about to retire or already retired.
Although what we deliver is customized for each client, it is typically a combination of the following:
Your retirement readiness assessment
Creating your retirement paycheck plan
Social Security timing strategies
Tax reduction opportunities
Investment recommendations
Clear action steps for your future
Asset location guidance
Estate planning strategies, in concert with your attorney
Income withdrawal strategies - create a retirement paycheck
Risk management
Employee benefits (for business owners)
Retirement plan guidance (for business owners)
Charitable gifting guidance
College, higher education, and private school planning
Financial Planning & Investment Management Fees
1% on first $1 million, 0.5% above, blended
Tax Preparation*: Based on complexity.
As a fiduciary financial advisor serving Boulder and Lafayette Colorado, as well as several of the neighboring communities, I am unable to accept commissions. I do not sell products and receive only a fee for the service I provide. I do not accept compensation from anyone other than my clients; my services are objective and my incentive is only to serve you.
As a fiduciary financial advisor, I am obligated to put your interests before my own, which is why I have established fair, clear fees for the financial planning services I provide.
*Tax preparation services are available separately through Winding Trail Accounting, LLC, a licensed CPA firm.
Plan Your Next Chapter
Download our free guide "Seven Essentials for Successful Investing in Retirement" and get clarity on what really matters for your retirement success.
Plan Your Next Chapter
Download our free guide "Seven Essentials for Successful Investing in Retirement" and get clarity on what really matters for your retirement success.
Plan Your Next Chapter
Download our free guide "Seven Essentials for Successful Investing in Retirement" and get clarity on what really matters for your retirement success.